Optum Wallet enables patients to use eligible Optum Financial accounts—including Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and notional accounts—as payment methods across healthcare payment experiences.

Epic Integration Capabilities

When integrated with Epic, Optum Wallet delivers a streamlined and secure payment experience by supporting:

• Secure patient authentication
• Automated account discovery
• Seamless payment initiation

This integration allows healthcare organizations to offer account-based payment options without directly handling sensitive financial account information, reducing risk and compliance burden.

Key Benefits

Unified Access Layer

• Provides a single API entry point for all consumer payment interactions

Centralized Integrations

• Enables consistent access to:

  o Internal microservices

  o Legacy systems

  o External partner integrations

Improved Security and Governance

• Simplifies security, governance, and integration management
• Replaces fragmented interfaces with a consistent, standardized access layer.